Info about First-Party and Third-Party General Insurance
# An authorized agent of CSC e-Governance Services India Limited.
Sure! Here are 10 key points of information about two-wheeler insurance, Three wheeler insurance, private car insurance, loading vehicle insurance, tractor insurance, and first and third-party general insurance:
# Two-Wheeler Insurance:
a. It provides financial protection for motorcycles, scooters, mopeds, etc.
b. It offers coverage for damages to your vehicle and liabilities to third parties.
c. Two types of coverage: third-party liability and comprehensive insurance.
d. Comprehensive insurance covers own damages, theft, fire, natural disasters, etc.
e. No-Claim Bonus (NCB) discount can be availed for claim-free years.
# Three-Wheeler Insurance:
a. Insurance coverage for auto-rickshaws, passenger carriers, etc.
b. Similar coverage options as two-wheeler insurance.
c. Third-party liability and comprehensive insurance available.
d. Add-ons for increased coverage and protection.
e. No-Claim Bonus discounts applicable for claim-free years.
# Private Car Insurance:
a. It provides coverage for privately owned cars used for personal purposes.
b. Coverage includes damages, theft, fire, natural disasters, and more.
c. Two types of coverage: third-party liability and comprehensive insurance.
d. Add-ons like zero depreciation and roadside assistance can be included.
e. Long-term policies for two or three years are available.
# Loading Vehicle Insurance:
a. It covers commercial vehicles used for transporting goods.
b. Protection against damages to the vehicle and third-party liabilities.
c. Comprehensive coverage includes own damages and third-party liabilities.
d. Policies can be tailored based on specific business requirements.
e. Loading and unloading operations are covered.
# Tractor Insurance:
a. It provides coverage for agricultural or farming tractors.
b. Protection against damages, theft, fire, and other covered events.
c. Policies can include coverage for third-party liabilities.
d. Add-ons like personal accident cover for the driver can be added.
e. Covers tractors used in agricultural operations.
# First-Party General Insurance:
a. First-party general insurance protects the policyholder directly.
b. It includes coverage for personal assets like homes, belongings, etc.
c. Policies like homeowner's insurance, and personal property insurance fall under this category.
d. Provides compensation for damages, losses, or theft of insured property.
e. Additional coverage options are available based on specific needs.
# Third-Party General Insurance:
a. Third-party general insurance provides coverage for liabilities towards third parties.
b. It includes policies like liability insurance, professional indemnity insurance, etc.
c. Covers legal expenses and compensation for damages to third parties.
d. Suitable for businesses or individuals who may cause harm or damage to others.
e. Essential for protecting against financial burdens arising from lawsuits or legal claims.
Remember, the specific details, coverage, and policy terms may vary depending on the insurance provider and your location. It's always advisable to carefully review policy documentation, consult with insurance professionals, and select the insurance that best suits your needs and requirements.
# Documents Photocopy:
- RC book / Card.
- Any other proof.
- Pan card (Pan number).
- Aadhaar card front side.
- Your UPI id. (You will get the link directly to pay to the company after sending the UPI details)
# Fill out the Google form & Apply Now:
# Note:- (Only for online service)
- The amount of 20 rupees will not be refunded for every insurance that you cancel.
- For every premium insurance of the vehicle you need to pay a lesser amount of 20 rupees than the exact amount of insurance payment
Tags:
general insurance